Forsikring mot naturkatastrofe betydelig dyrere - Rassuranse opp 40% i pris: Forebyggende tiltak må intensiveres

Forsikring mot naturkatastrofer er blitt betydelig dyrere.
Reassuranse har gått opp 40% i pris.
I USA er det i noen stater ikke mulig å få forsikring lenger:

Artikkel i NY Times 16. august 2023, se Kilde:
"How a Small Group of Firms Changed the Math for Insuring Against Natural Disasters"

"Climate change, inflation and global instability have thrust companies that sell insurance to insurers into the spotlight."

 Utdrag:
"Prices for reinsurance rose as much as 40 percent on Jan. 1 from a year earlier, according to a report by Gallagher Re, a brokerage firm that puts together reinsurance coverage deals. The price increases jolted insurers, who then made changes to where and for what they offered coverage. When State Farm announced in May that it would stop accepting new applications for certain policies in California, it cited “a challenging reinsurance market.” Allstate also cited reinsurance costs when it paused some of its activities in California. Last month, reinsurers specializing in agriculture insurance announced that they were pulling out of Iowa, where, three years ago, a severe windstorm caused nearly $4 billion in damage."

 Så her må forebyggende tiltak iverksettes på alle nivåer:
- Hos den enkelte
- Hos fellesskapet/myndighetene: Kommune, Fylke og Stat.

Skudeneshavn 20. august 2023

Jan Marton Jensen

 

Kilde:
16. august 2023
https://www.nytimes.com/2023/08/16/business/reinsurance-global-crises.html